PHI 54/19 2020 Private Health Insurance Premium Round Applications

Page last updated: 21 August 2019

PHI 54/19 2020 Private Health Insurance Premium Round Applications (PDF 264 KB)

This circular provides information about the 2020 private health insurance (PHI) premium round. Arrangements for the application process requesting PHI premium rate changes have been determined in consultation with private health insurers and the Australian Prudential Regulation Authority (APRA).

The Department of Health coordinates the annual premium round. The Department of Health will consult with APRA throughout this process. APRA’s role in relation to the premium round is to advise the Department whether premium increase requests from private health insurers would result in an adverse prudential outcome for individual insurers.


Private health insurers requesting changes to premiums are to submit their application form no later than
3pm Tuesday 12 November 2019.

The timetable for the 2020 Premium Round is as follows:
Tuesday 12 November 2019 Deadline for applications
Tuesday 12 November – mid December 2019 Department of Health and APRA assessment of applications
Late December 2019 Insurers notified of outcome outside business hours
1 April 2020 Premium changes take effect

Submission of Applications

Applications are to be submitted to APRA via SecureDoc (a cloud-based APRA owned file transfer system). APRA will provide the applications to the Department of Health.

Private Health Insurance Premium Application Form

Applications are to be submitted in the forms provided and consistent with the detailed guidance at

Attachment A - 2020 Premium Application Form Templates (Word 86 KB)

Attachment B - 2020 Premium Application Form (Excel 949 KB)